Curriculum
Cheryl B. Bella , MAI, AI-GRS
FICRAS National Chief Compliance Officer
(225) 933-7971
Employment History
Professional Designations & Certifications
- MAI - Appraisal Institute Designated Member
- AI-GRS – General Review Specialist, Appraisal Institute
- AQB Certified USPAP Instructor
- LA, License G0394 – Certified General Appraiser License
- TX, License 1380278 G – Certified General Real Estate Appraiser
- Certificate of Completion – Performing Phase I Environmental Inspection
- Former Board Member – Louisiana Real Estate Appraisers Board
FICRAS
Aug 2001 - PresentChief Compliance Officer
Bella Appraisal Consulting Services, LLC
- Fee Appraiser
- Property Consultant
- Instructor for appraisal groups, lenders and real estate agents
- Financial Institution Appraisal Consultant
- Appraisal Review
- Appraisal Policy
- Appraisal Procedures and Forms
- Bank Staff Training: Regulations, Appraisal Review, Appraisal Procedures
HANCOCK BANK
Appraisal Officer, Manager of the Appraisal Department, State of Louisiana
Establish & Manage the Appraisal Department for the State of Louisiana. Duties include - establish and write bank-wide appraisal policy and procedures for ordering appraisals, qualifying appraisers and reviewing appraisals. Created and presented training programs on governmental regulations and bank appraisal policy for lenders in Mississippi and LouisianaBANK ONE CORPORATION
Vice President
Manager of "The Real Estate Appraisal Group" for the State of Louisiana. Duties include enforcement of policy, ordering appraisals, qualifying appraisers, reviewing appraisals and training lenders.FIRST COMMERCE CORPORATION
Vice President
Establish and Manage Real Estate Appraisal Services at City National Bank in Baton Rouge; Review Appraiser; Affiliate Liaison for all Louisiana affiliate locations. Duties include assisting in policy and procedure formation, establishing an approved appraiser list, qualifying environmental inspectors, reviewing appraisals and developing and presenting training programs for lenders.APPRAISAL EMPLOYMENT HISTORY
Argote, Derbes, Graham, Shuffield & Tatje, Inc., New Orleans and Baton Rouge offices
Fee Appraiser
Education
Professional Seminars (Developer & Instructor)
- Property Measurement and Pricing for Appraisers and Lenders
- Appraisal Compliance Seminar - presented to Various Banking Associations
- Real Estate Agent-Appraiser Forum: Can We Talk?
- Interagency Appraisal & Evaluation Guidelines
- Understanding ANSI and FNMA
- Property Identification
- Commercial Property Pricing
- Appraiser/Lender Forum: Can We Talk? � LBA and AI Members 2011
- Interagency Appraisal & Evaluation Guidelines�Financial Institutions 2011-current
- Indoctrination Course �Property Measurement� - GBRAR Bi-monthly
- Commercial Property Pricing � GBRAR, Acadiana Board Quarterly
- Property Identification - GBRAR Quarterly
- Overview of Income Capitalization � GBRAR 2003
- What is an Appraisal? - GBRAR 2002
- Determining a Most Probable Price of an Income Producing Property � GBRAR 2002
- Leasing Agreements/Direct Capitalization � GBRAR 2000
- Interpretation of USPAP by Financial Institutions � GBRAR 2000
- Basic Commercial Valuation Principles- GBRAR2000
Professional Education Seminars
- USPAP � Louisiana Real Estate Commission (LREC) Annual Updates Annually
- Review Theory-General-AI 2014
- Advanced Spreadsheet Modeling for Valuation Applications � AI 2013
- Complex Litigation Appraisal Case Studies � AI2013
- Raising the Professional Bar in RE Appraising � AI, Atlanta Chapter2013
- Reducing Appraiser Liability � Using the AZ765 ANSI Measuring Standard-AI2013
- LREAB � New AMC & Appraiser Laws and Rules2012
- Marketability Studies: Six-Step Process and Basic Application � AI2012
- Appraising the Appraisal: Appraisal Review-Residential � AI2012
- Residential Appraisal Update: Staying Competent in a New Decade - AI2011
- Cool Tools � AI2011
- Trends in Real EstateAnnually
- Appraisal License Law Update & Disciplinary Issues � AI2010
- Introduction to Conservation Easement Valuation � AI2010
- Analyzing Effects of Environmental Contamination on Real Property � AI2010
- Business Practices and Ethics � Appraisal Institute2010
- The State of Real Estate in Louisiana: Can You Finance Your Project-ULI2009
- REO Appraisal: Appraisal of Residential Property Foreclosure � Appraisal Institute2009
- Commercial Appraisal Engagement and Review Seminar � Appraisal Institute2009
- Quadrennial Realtor Code of Ethics (NAR)2008
- Quality Assurance in Residential Appraisals2008
- Scope of Work; Expanding Your Range of Services � Appraisal Institute2007
- Real Estate Contracts (LREC)2006
- Business Ethics and Legal Liabilities (LREC)2006
- Valuation of Detrimental Conditions-Appraisal Institute2005
- Valuation of Detrimental Conditions-Appraisal Institute2004
- Fair Housing � LREC2004
- Litigation Skills for Appraisers: An Overview � Appraisal Institute, LA Chapter2002
- Partial Interest Valuation � Appraisal Institute, Louisiana Chapter2001
- Appraisal of Local Retail Properties-Appraisal Institute, Louisiana Chapter2000
Education (Continued)
Formal Education
- BS Louisiana State University
Successfully Completed Appraisal Courses with Examinations
- USPAP Instructor Certification Course - The Appraisal Foundation
- Review Theory - General
- 402 Business Practices and Ethics-Appraisal Institute
- USPAP Uniform Standards of Professional Appraisal Practice (USPAP) - Appraisal Institute
- Analyzing Operating Expenses-Appraisal Institute
- 503 Advanced Sales Comparison & Cost Approaches1998
- 1410 USPAP - Part A - Appraisal Institute1994
- 11420 USPAP - Part B - Appraisal Institute1994
- 11550 Advanced Applications - Appraisal Institute1993
- 540 Report Writing - Appraisal Institute 1992
- 1A2 Basic Valuation Procedures1987
- 201 American Institute of Real Estate Appraisers Principles of Income Property1990
- Society of Real Estate Appraisers 1989
- SPP Standards of Professional Practice American Institute of Real Estate Appraisers1989
- 402 Business Practices and Ethics-Appraisal Institute1987
- 1A1 Real Estate Appraisal Principles American Institute of Real Estate Appraisers1988
- 102 Business Practices and Ethics-Appraisal Institute1987
- 402 Society of Real Estate Appraisers (audit)1988
- SPP Society of Real Estate Appraisers1988
Financial and Real Estate Related College Courses
- Louisiana Property LawLouisiana State University
- Business LawLouisiana State University
- Business FinanceLouisiana State University
- InvestmentsLouisiana State University
- Principles of Real Estate Louisiana State University
- Macro and Micro Economic CoursesLouisiana State University
- Real Estate Appraisal and Valuation Louisiana State University
Professional Real Estate Related Memberships and Positions (Present and Past)
- Appraisal Institute Member in Good Standing
- Designated Appraiser Coalition - Founding Member
- FICRAS: Chief Compliance Officer
- AQB Certified USPAP Instructor
- Risk Managers Assoc.(RMA) Member
- Instructor for Risk Managers Assoc.(RMA)
- Member of Greater Baton Rouge Association of Realtors
- Instructor for the Greater Baton Rouge Association of Realtors (GBRAR)
- Instructor for various Banker Associations (LBA)
- Course Developer and Instructor for Louisiana Real Estate Commission
- Former Member of the Louisiana Real Estate Appraisers Board
Louisiana Chapter of the Appraisal Institute
- 2013 President
- 2012 Vice President
- 2011 Treasurer
- 2010 Secretary
- Previously, MAI Admissions Committee
- Previously, External Affairs Chairman